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Gold/Platinum Membership

PLATINUM MEMBERSHIP

When it comes to choosing a financial institution, we know you have many options. That’s why we’re rewarding our members who maintain a strong financial relationship with us! It’s called Platinum Membership, and it’s your chance to earn valuable rewards and extra benefits just for using our products and services.

To qualify for Platinum Membership1, you must have all of the following with MCCU:MCCU Gold Platinum Membership

  • Active MasterMoney Check Card2
  • eStatements OR Bill Pay OR maintain a combined savings balance of at least $10,000 (checking accounts excluded)

Platinum Member benefits include:

  • 3 free non-MCCU ATM transactions per month3
  • .50% deducted from any NEW auto loan4 (new, used, refinance - existing MCCU auto loans not eligible)
  • .15% added to NEW Certificate (12 months+) including IRA Certificates5 OR;
  • All Gold benefits (see Gold Membership below for detailed list)

Click here to view MCCU's current Share Certificate rates.

Click here to view MCCU's current Auto Loan rates.

Become a Platinum Member Today!

1 Platinum benefits are available only for the qualifying account. There is no time requirement to get the rate bonus(es). Bonus will be given at time of Certificate account opening or auto loan funding.

2 At least one transaction per month required.

3 Three free non-MCCU ATM transactions are in addition to existing CO-OP ATM transactions and free transactions available through applicable checking programs.

4 Discount good only for auto loans. Discount cannot be used to refinance existing MCCU auto loans. Rate bonus not available for promotional-rate products. Offer cannot be used in conjunction with .15% Share Certificate offer. If a car loan is funded, required services for Platinum Membership must be opened within 30 days of loan funding, otherwise car loan rate will revert to regular rate without .50% discount. Please mention your Platinum status to the Loan Officer at the start of the loan process to get your discount.

5 Offer good only for a 12 month (or greater) Share Certificate. Rate bonus not available for promotional-rate products. Offer cannot be used in conjunction with .50% loan rate reduction.

GOLD MEMBERSHIP

If you have a total aggregate savings balance of $25,000 (excluding checking accounts) with MCCU, you are automatically a Gold Member!

Gold Member benefits include:

  • Stop payment fees waived
  • Travelers check fee waived
  • Free cashier's checks and money orders
  • Free notary service
  • Copy of MasterMoney transaction fee waived
  • ATM/MasterMoney replacement card fee waived
  • ATM/MasterMoney reorder PIN fee waived
  • Account verification letter fee waived
  • Transaction listing fee waived
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