$200
CASH BACK
AUTO LOANS
More Cash in Your Pocket & Terms Up To 96 Months
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New, pre-owned, refinance, and lease buyouts
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Up to 120% financing*
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Terms up to 96 months
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Easy automatic payments
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Financing for vehicles up to 7 years old and with mileage up to 100,000
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No payment due for 90 days (interest accrues from date of funding.)
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Discounted car insurance
*Eligible loans include new or used autos purchased from a franchise dealership; Private party used auto purchases (see credit union for more information); refinancing of auto loans not currently with MCCU; lease buyouts. This promotion is only available for autos registered in CA. Ineligible loans include existing MCCU loans; 3rd party loans such as CUDL, RateGenius, and iLending; and autos purchased from non-franchise dealerships (not contracted with a major manufacturer).
$200 rebate will be deposited to member’s primary savings account after loan funds. $15,000 minimum loan amount required. $25,000 minimum loan amount for 96-month terms. Financing for new autos up to 120% of invoice. The definition of a “New” auto is a current model year or prior model year with less than 10,000 miles. Financing for used autos up to 100% of Retail Blue Book value. Granting of loan subject to approval. Member’s FICO Score (or credit score) will determine the category of the maximum amount, term, and interest rate. Interest will accrue from date of funding. MCCU has the right to end or modify this promotion at any time. This promotion is effective 3/5/2025. All rates are subject to change without prior notice.*
Loan Rates
Rates are subject to change and are current as of March 1, 2025.
Auto
