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Solar Loans

Save Money. Save Energy.

If you are a homeowner and want to save money on your electricity bills and protect yourself from rising utility costs, consider adding solar to your home.

MCCU offers affordable financing to help you.

  • Fixed rates as low as 2.99% APR1
  • No money down and no pre-payment penalties
  • No payment for 90 days2
  • Quick application turnaround
  • Contractors must be approved by the credit union

VIEW RATES

 

Ready to Finance Your solar?

Contact us today!

 

Federal Tax Credit

The Federal Solar Tax Credit (also known as the Investment Tax Credit or ITC) will be reduced from 26% to 22% after 2020. Your solar project should be fully installed and paid for in 2020 to claim the current 26% tax credit. Talk to your contractor for more details. 

 

Are you a contractor?

Want to offer our affordable financing to your customers? Click here!

 

Have Equity in Your Home?

Apply for a low-rate Home Equity Line of Credit to pay for your solar installation. 

Energy Loans

Want to add energy-efficient appliances or windows to your home?

We'll help you finance it with affordable rates & terms!


1 APR=Annual Percentage Rate. Rates as of 2/1/2020 and are subject to change at any time. Must meet credit and income criteria. Rate quoted is the preferred rate with a minimum 720 FICO. Subject to credit approval and membership eligibility. Other rates and terms available. Sample Payment: $206.85 (based on 144 month term, $25,000, 2.99% APR). Rate reflects Automatic Payment of .50%. Buydown fee may apply. UCC1 lien will be recorded on property. We finance single family homes in all of California, except San Diego County. Restrictions may apply. Membership required.

2 Interest accrues from date of funding.

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