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Solar Loans

Save Money. Save Energy.

If you are a homeowner and want to save money on your electricity bills and protect yourself from rising utility costs, consider adding solar to your home.

MCCU offers affordable financing to help you.

  • Fixed rates as low as 3.99% APR1
  • No money down
  • No payment due for 90 days2
  • Fixed term loans
  • No fees or pre-payment penalties
  • Quick turnaround
  • Contractors must be approved by the credit union


Apply today through your contractor!

For complete rates and terms on our Solar Loans, please contact your approved contractor. If your contractor is not approved, please let us know.

Federal Tax Credit

The Federal Solar Tax Credit (also known as the Investment Tax Credit or ITC) will be reduced from 30% to 26% after 2019. Your solar project should be fully installed and paid for in 2019 to claim the current 30% tax credit. Talk to your contractor for more details. 


Are you a contractor?

Want to offer our affordable financing to your customers? Click here!


Have Equity in Your Home?

Apply for a low-rate Home Equity Line of Credit to pay for your solar installation. 

Energy Loans

Want to add energy-efficient appliances or windows to your home?

We'll help you finance it with affordable rates & terms!

1 APR=Annual Percentage Rate. Rates as of 1/2/19 and are subject to change at any time. Must meet credit and income criteria. Rate quoted is the preferred rate with a minimum 720 FICO. Subject to credit approval and membership eligibility. Other rates and terms available. Sample Payment: $218.80 (based on 144 month term, $25,000, 3.99% APR). Rate reflects Automatic Payment of .50%. UCC1 lien will be recorded on property. We finance single family homes in all of California, except San Diego County. Restrictions may apply. Membership required.

2 Interest accrues from date of funding.

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