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Finance Up To 100% of Eco-Upgrades!*
Save on your energy bills while enhancing your home's comfort and value with our GoGreen Home Energy Financing™ program! Financing available for new windows and doors, cool roofs, ENERGY STAR® appliances, solar + battery storage, EV charging, and more!
Our Energy Loans feature:
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No money down
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Renters qualify
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No equity required
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No lien on property
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GoGreen Solar + Battery Storage borrow up to $75,000 and terms up to 20 years
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GoGreen Energy borrow up to $50,000 and terms up to 15 years
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70% of total loan must be used for eligible GoGreen projects and 30% can be used for non-energy related projects
From simple appliance upgrades to larger jobs with contractors, GoGreen Home Energy Financing covers all of your project possibilities. Projects listed below may have utility company limitations.
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Clean Energy Solar + Battery Storage System
Harness the power of the sun to fuel your home when you need it most with a Bundled Solar + Battery storage system. Or boost the energy-saving potential of your existing solar panels by adding battery storage.
Financing: borrow up to $75,000 and terms up to 20 years
Eligible improvements: Bundled solar + battery storage, battery storage for preexisting solar, and solar hot water heating
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EV Charging
Install an EV charger at home to power your vehicle at your convenience. EV charging stations not only save you from having to search for public charging stations, they can also charge your EV overnight when energy tends to be cheaper.
Financing: borrow up to $50,000 and terms up to 15 years
Eligible improvements: Wifi-enabled electric vehicle chargers
Cool Roofs
Upgrade to a cool roof that reflects sunlight and disperses heat, making your home more comfortable and energy-efficient.
Financing: borrow up to $50,000 and terms up to 15 years
Eligible utility companies: Pacific Gas & Electric (PG&E), Southern California Edison (SCE), or San Diego Gas & Electric (SDG&E).
Eligible improvements: Cool roof (Cool Roof Rating Council certified)
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Heating & Cooling
Want to save on energy bills? Old heating and cooling systems are energy bandits, costing almost half a home’s total usage. Trade in your outdated HVAC for an energy-saving alternative. Note: Financing for central air conditioning units, ECM furnace fans, evaporative cooling, fan or motor controls, and mini split ductless air conditioning units only available for customers who receive electricity from Pacific Gas & Electric (PG&E), Southern California Edison (SCE), or San Diego Gas & Electric (SDG&E).
Financing: borrow up to $50,000 and terms up to 15 years
Eligible equipment: Central heating and air conditioning systems, heat pumps (including any necessary electrical panel upgrades), mini splits, duct insulation & sealing, evaporative cooling, gas furnaces, smart thermostats, whole house fans, HVAC tune-up and optimization, MERV 13 air filter upgrades, hydronic radiant heating, diagnostic or fault detection alert systems, air filter alarms and sensors, duct sizing or optimization, ventilation fans, EMC furnace fan or motor controls
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Water Heating
Replace your old water heater with a new, high-efficiency Energy Star® certified model. Note: Financing for electric tankless hot water heaters only available for customers who receive electricity from Pacific Gas & Electric (PG&E), Southern California Edison (SCE), or San Diego Gas & Electric (SDG&E).
Financing: borrow up to $50,000 and terms up to 15 years
Eligible equipment: Heat pump water heaters, gas tank storage water heaters, tankless on-demand water heaters, tank & pipe insulation, shower thermostatic valves, faucet aerators, shower head – low flow
Appliances
Appliances account for 20% of the average home’s electric bill, so efficiency is important. Boost it by financing upgrades through GoGreen Home. Note: Financing for convection electric ovens only available for customers who receive electricity from Pacific Gas & Electric (PG&E), Southern California Edison (SCE), or San Diego Gas & Electric (SDG&E).
Financing: borrow up to $50,000 and terms up to 15 years
Eligible appliances: Refrigerator, dishwasher, washer and dryer, induction range and cooktop, freezer, convection oven, air purifier, range hood
Windows
Upgrade your windows to keep your home comfortable year-round. Stay warm in the winter and cool in the summer.
Financing: borrow up to $50,000 and terms up to 15 years
Eligible projects: Windows and glass doors, interior and exterior window coverings, awnings, window film
Insulation
By improving air sealing and insulation, you can say goodbye to pesky drafts in your home.
Financing: borrow up to $50,000 and terms up to 15 years
Eligible projects: Attic insulation, wall insulation, duct insulation, floor insulation, water heater tank insulation, water pipe insulation, insulated siding, air sealing, radiant barrier, heat reflective coating
Lighting
Did you know that inefficient lighting can cost you about $225 extra per year, or that lighting alone makes up 15% of your home’s electricity use? Time to switch to energy-efficient bulbs.
Financing: borrow up to $50,000 and terms up to 15 years
Eligible upgrades: LED bulbs, fixtures, and tape lighting
Pool Products
Pool products use more of your home’s energy than you think. In fact, your pool pump could be your home’s second-largest energy user. Choose energy-efficient pool products to reduce energy usage.
Financing: borrow up to $50,000 and terms up to 15 years
Eligible equipment: Efficient variable speed pool pump and motor, pool cover
Additional Solar Loan Options
If you are not within the service area of Pacific Gas & Electric (PG&E), Southern California Edison (SCE), or San Diego Gas & Electric (SDG&E), we have additional Solar Loan options with great rates and terms! Click here to find out more.
For GoGreen Home Contractors Only
Click here to become an approved contractor with the GoGreen Home Program.
Click here to access the forms needed for the GoGreen Home Program.
Click here to learn more about invoicing for the GoGreen Home Program.
Energy Loans must meet GoGreen Home Energy Financing Program criteria.
Refinancing of existing MCCU GoGreen Home Energy Loans not eligible. Contractor must be approved by the GoGreen Home Energy Financing Program. Restrictions may apply. Membership required. Equal opportunity lender.