Student Banking



College Credit Card

Free Checking

Student Auto Loans

Student Loans


College Credit Card

Did you know that credit card companies often target students for high-cost cards that encourage unnecessary debt? That's just what students DON'T need when they graduate and face repayment of student loans! Want a smarter credit card choice? We thought so! MCCU offers a Student Visa Credit Card that rocks:


  • Receive 1,000 bonus rewards points with your first purchase.
  • No annual fee
  • Earn 1 reward point for every net $1 you spend on purchases.  Plus, you have five years to redeem points for rewards.
  • Redeem your points for cash back, travel, gift cards and merchandise rewards. 
  • Remember, late payments and going over the credit limit may damage your credit history.
  • Cards are issued based on credit approval


Want to apply for an MCCU College Credit Card?

Stop by, call or click here to apply online.



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Free Checking

A checking account is a "Must-Have" financial tool for today's busy student… as long as it's affordable! That's where MCCU's Free Checking Account makes the grade:


  • Free even after you graduate!
  • No monthly service charges!
  • No minimum opening balance - ZERO, ZILCH, NADA
  • No minimum balance required
  • Access to over 30,000 no-fee ATMs
  • Free Online and Mobile Banking & Bill Pay


Plus, refer a friend to MCCU and you can each get $10!


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Auto Loans

School, work, visits to family and friends, the beach… let's face it: Today's student needs a CAR! Can MCCU help finance your ride? Absolutely:


  • Borrow at some of the lowest rates in town!
  • Loans for new AND used cars, trucks and SUVs
  • Up to 100% financing available
  • Repay New & Used vehicle loans in up to 84 months*
  • Used vehicle financing for models up to 10 years old
  • Great Option - "No payments for 90 days"+


Ready to apply?

Just click our online loan application to apply!


* See loan rate page for minimum loan amounts to qualify for longer-term loans.
+ Interest accrues from date of funding.


See full disclosure for details.


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