Student Banking


Student Visa Card

College Checking

Student Auto Loans

Paying for College

Student Loans


Student Visa Credit Card

Did you know that credit card companies often target students for high-cost cards that encourage unnecessary debt? That's just what students DON'T need when they graduate and face repayment of student loans! Want a smarter credit card choice? We thought so! MCCU offers a Student Visa Credit Card that rocks:


  • Receive 1,000 bonus rewards points with your first purchase.
  • Earn 1 reward point for every net $1 you spend on purchases.  Plus, you have five years to redeem points for rewards.
  • Redeem your points for cash back, travel, gift cards and merchandise rewards.  No annual fee
  • Remember, late payments and going over the credit limit may damage your credit history.
  • Cards are issued based on credit approval


Want to apply for an MCCU Visa Credit Card?

Stop by, call or click here to apply online.



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College Checking

A checking account is a "Must-Have" financial tool for today's busy student… as long as it's affordable! That's where MCCU's College Checking Account makes the grade:


  • No monthly service charges!
    No minimum opening balance - ZERO, ZILCH, NADA
    No minimum balance required
  • Unlimited check writing
  • 4 FREE non-MCCU ATM withdrawals per month
  • 4 FREE lobby transactions per month, then low $2 charge per transaction
  • FREE use of electronic access services… Mobile Banking, Internet Banking & Bill Pay, and eStatements
  • Converts to Free Checking account after 4 years


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Auto Loans

School, work, visits to family and friends, the beach… let's face it: Today's student needs a CAR! Can MCCU help finance your ride? Absolutely:


  • Borrow at some of the lowest rates in town!
  • Loans for new AND used cars, trucks and SUVs
  • Up to 100% financing available
  • Repay New & Used vehicle loans in up to 84 months*
  • Used vehicle financing for models up to 10 years old
  • Great Option - "No payments for 90 days"+


Ready to apply?

Just click our online loan application to apply!


* See loan rate page for minimum loan amounts to qualify for longer-term loans.
+ Interest accrues from date of funding.


See full disclosure for details.


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