Consumer Credit Cards

 

 

Use Apple Pay™ with your MCCU Credit Card!

Click for more information...

 

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that’s right for you!   All of our credit card products come with a variety of important features including EMV smart chip technology.

 

apply      learn

ENJOY A LONGER INTRO RATE

Visa® Platinum Card

  • Extended introductory offer
  • Save on interest and pay down your other credit card balances faster

 

EARN VALUABLE REWARDS

Visa Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically1
  • $25 cash back after your first purchase

 

Visa Bonus Rewards PLUS Card

    • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically2
  • $50 cash back after your first purchase
  • Low annual fee

 

Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase

 

Travel Rewards American Express® Card

  • 3X reward earnings on airline purchases, 2X reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
  • Low annual fee

 

BUILD YOUR CREDIT3

Visa College Rewards

  • For college students
  • Great rates and manageable credit lines
  • Earn 1 reward point for every net $1 you spend on purchases

 

Visa Secured Card

  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
  • Low annual fee

 

Convenient Credit Card Payment Options Available

 

Members with MCCU credit cards issued through our partner, Elan Financial Services, have many convenient ways to make payments:

 

1. Pay online.

  • You can pay online at www.myaccountaccess.com. This secure website will allow you to create your own unique ID and password to log in as well as view your account activity and rewards earned.
  • If you are enrolled in MCCU’s Bill Payer service, you can pay your bill electronically from your MCCU checking account.

 

2. Make your payments automatically.

  • If you are enrolled in MCCU’s Bill Payer service, you can pay your bill electronically from your MCCU checking account on a recurring schedule.
  • You can set up an automatic monthly withdrawal for minimum payment due, new balance on your statement, or a fixed dollar amount from your checking or savings account at any financial institution to pay your bill. To sign up for automatic payment services available from Elan, call the number on the back of your card.

 

3. Pay your bill by phone.

  • You can make your payment from any touch-tone phone when calling Elan at the phone number on the back of your card. Automated phone payments are free; however, Elan Cardmember Service-assisted payments are available for a small fee.

 

4. Mail your payment.

  • Elan provides a return envelope in your statement that can be used when making your payments by mail. For faster payment posting, all mail payments should be forwarded directly to Elan instead of the credit union. The number of days for the payment to post to your credit card account may fluctuate depending upon the payment method you select.

 


1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

 

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

 

3 Late payments and going over the credit limit may damage your credit history

 

 

Get to Know Apple Pay™

 

As a valued credit cardmember of Matadors Community Credit Union, we are excited to announce that you can now use Apple Pay! With a single tap it’s possible to make secure, mobile payments at over 220,000 locations.

 

Apple Pay is a mobile payments technology that allows you to make a purchase with an iPhone® 6, the iPhone 6 Plus or even a new iPad® using your credit card. And you’re able to authenticate purchases with a thumbprint.

 

It’s easy to use Apple Pay. First, make sure you have the latest version of iOS 8. No other apps are needed. Then, add your credit card to Passbook® by taking its picture and following directions on your iPhone. Once your credit card is verified, you’re ready to shop.


Visit http://apple.com/apple-pay for more information!

 

*Our Visa Credit Card products are currently compatible with Apple Pay.

 

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc. The creditor and issuer of these credit cards is Elan Financial Services pursuant to a license from Visa U.S.A. Inc. © 2014 Elan Financial Services. All Rights Reserved.


 

 

Platinum Membership Information
 
Refer a Friend
 
Matadors Money Matters Blog