Refer a Friend

Want to earn easy money for you and a family member or friend? Refer them to open a new checking account, share certificate, or apply for a new loan at MCCU!


How it Works:

Refer your family member or friend to open:

  • New MCCU Checking Account with a MasterMoney Check Card or Direct Deposit (minimum $500 monthly) - $10 each!
  • New Share Certificate (new money only)- $10 each!
  • New Auto or Real Estate (Home quity and Mortgage) Loan (must be approved and funded) - $10 each!


We will deposit a $10 bonus to their Primary Savings account and a $10 bonus into your Primary Savings account, for a maximum of $30 each!



  • Your friends must open their account and/or apply for their qualifying loan within 30 days from the date this email is sent in order for you both to receive your bonus money.
  • We will send the email on your behalf, so that the "From" field will display your name and the email address you provide us.
  • Your referral bonus will be deposited to your Primary Savings account upon the completion of the account opening or loan funding (whichever is applicable) process for qualifying accounts.



Refer a Friend Now!


Use the following email text to send the referral email to your friends! You may send this to as many friends or family members as you like.

Your Full Name on Your MCCU Account:
Your Email:
Last 4 digits of your MCCU Account No. you wish to have bonus deposited to:
Your Referral:
First Name:
Last Name:
Personal Message:  

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Potential members must qualify for membership and be 18 years or older. Bonuses are only paid for qualifying accounts and/or loans. The bonus is available only for new accounts with a new member as primary owner. Referring members cannot receive bonus if they are the joint accountholder on the new account that was referred. Only one bonus per new member, however each new member can open a new checking account, Share Certificate, and get funded for a new loan, giving them a total, one-time bonus of $30. Bonuses for new accountholders will not be available for withdrawal for 30 days from the date membership is established. If you qualify, the referral bonus will be deposited into both the current and new  members’  primary savings account 30 days after account opening or loan funding. Maximum bonus of $30 each.  If you and another member refer the same person, we will accept the first valid referral we receive. Referral bonus cannot exceed $100 per member account per calendar year. Referral program is for personal accounts only - Organization and Business accounts not eligible for referral bonus.

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Refer a Friend
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