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CERTIFICATES

Watch Money Grow

 

Looking for higher savings yields and greater flexibility? Not comfortable with fluctuations in the stock market? MCCU offers three outstanding certificate programs to help savers meet investment goals with greater ease… and with federally-insured safety.

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Regular Certificates

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Become a Platinum Member and you can earn an additional .15% on any Regular Certificate 12 months or longer!

• Low Minimum Opening Deposit of $1,000!

• Can be used for your IRA, too!

• Customize your investment with a choice of terms, from 3 to 60 months.

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Flex Certificates

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Need to invest for a shorter term but still want account flexibility and higher yields? This program is for you! It offers:

• Choice of 3-month or 6-month terms

• Minimum deposit of $2,500

• Make additional deposits anytime, in amounts of $500 or more

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Flex Plus Certificate

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No wonder this program is so popular with MCCU members… it offers deposit and withdrawal options for maximum flexibility! Just look how hard it works for you:

• Choose 7-month or 12-month terms

• Minimum deposit of $2,500 for 7-month term

• Minimum deposit of $15,000 for 12-month term

• Make additional deposits anytime, in amounts of $500 or more

• One penalty-free withdrawal allowed anytime after seven days of opening this certificate, provided the minimum opening balance is maintained

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High-Yield Certificates*

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Earn higher savings yields with a 4.25% APY 9-Month Certificate!

• Minimum Deposit of $1,000

• Available for IRA Certificates 

• Dividends are compounded and paid monthly

• Renews to a 9-Month Certificate at maturity

 

Earn higher savings yields with a 4.00% APY 12-Month Certificate!

• Minimum Deposit of $1,000

• Available for IRA Certificates 

• Dividends are compounded and paid monthly

• Renews to a 12-Month Certificate at maturity

Regular Savings

Checking Accounts

Health Savings

Money Market

IRA

Youth Accounts