Saving money for a rainy day is a smart idea. But how can you do that on a limited budget? We'll show you some tips on how you can save and how much you should be saving!Continue Reading "Video: How Much Should I Save?" »
Even though Summer is over, now is a good time to put into place good energy-saving habits.Try these simple steps to get your bill under control.Continue Reading "Creative Ways to Save on Energy Costs" »
Do you know how much money you have to spend on clothing, vacations or even your weekly Starbucks run? With a good budget in place, you'll ensure you won't overspend and leave yourself in a financial bind.Continue Reading "Video: What is Budgeting and Why Is It Important?" »
If you’re buying a new home, you’ll want to read our alert about a scam that could cost you big. Get the info on avoiding mortgage scams!Continue Reading "Beware of Mortgage Fraud" »
Credit card balances, personal loans, student loans and more – anyone with debt knows it can get overwhelming. Read on for some helpful tips to consolidate your debt and pay it down faster!Continue Reading "When Debt Consolidation Can Be a Good Move" »
Do you have children ready to start college soon? It's almost October 1st and that means it's time to fill out your FAFSA (Free Application for Federal Student Aid) to get some help paying for college!Continue Reading "It's Financial Aid Season: 5 essential FAFSA tips " »
Find out some easy tips to save up for a down payment for your next home!Continue Reading "How to Save for a Down Payment on a Home" »
Looking for a safe place to put your hard-earned money? MCCU is offering a special high-rate Certificate that is federally insured, and can offer you a fantastic return.Continue Reading "Fall Into Great Savings at MCCU!" »
Online blackmail is back, and the scammers want your money! They’ve got old data to scare you with, but with our tips, you’ll stay out of their clutches.Continue Reading "Beware of the Latest Online Blackmail Scam" »
Buying a home is thrilling and exciting and terrifying all at once. Add in the fact that you haven’t sold your current home, and there are many more moving parts to your transaction. In a hot real estate market, sometimes you have to jump in and make an offer before you’re quite ready (or able) to sell your current home. If you have a hefty savings account and income sufficient to qualify for both of your mortgages, it might not be a problem, But for millions of homeowners, this scenario requires a different solution.Continue Reading "Bridge Loans: Looking to Buy While You Are Selling?" »
New car or used? It’s a tough decision, with advantages and disadvantages on both sides. Let us help you with our handy guide, and great credit union financing!Continue Reading "Q&A: New Cars vs. Used Cars" »
Nervous about buying a used car? Avoid the horror stories with our tips on everything from finding your ride to checking it out and closing the deal!Continue Reading "All You Need to Know About Buying a Used Car" »
Money Market (Savers Plus) accounts are a great way to let your money grow faster than it will in a regular savings account while still having access to it! Keep a minimum balance and stick to a specified number of withdrawals per month and you’ll see much higher interest rates. At MCCU, your account is insured by NCUA up to $250,000, and you can access your funds easily!Continue Reading "5 Reasons to Open a Money Market Account" »
MCCU was recently voted Best Auto Loans in the Los Angeles Daily News Readers Choice Awards.Continue Reading "MCCU Voted BEST Auto Loans!" »
MCCU has a great alternative to traditional CDs and share certificates. Get the facts on Flex Certificates and update your financial picture today!Continue Reading "What is a Flex Certificate?" »
Does that free trial sound too good to be true? It probably is! Learn about the latest scams and how to keep your info safe!Continue Reading "Don't Get Caught in a Free Trial Scam" »
Should you refinance your home before retirement? If you pick the right mortgage, you can reap significant rewards! We can help!Continue Reading "Should I Refinance Before I Retire?" »
Do robocalls annoy you? Tired of being pestered by robots trying to sell or scam you? Take action! We’ve got tips to keep your phone robocall-free!Continue Reading "What Can I Do About Robocalls?" »
Everyone loves to save, especially on products and services you use every day. That's what Love My Credit Union Rewards is all about. Members have saved nearly $2 billion in discounts from valued partners through Love My Credit Union Rewards. You can save too with valuable discounts from these partners:
- Get a $100 cash reward for each new line you activate with Sprint, up to 3 lines. Plus, get a $50 cash reward every year for as long as you are a Sprint customer.*
- Save up to $15 on TurboTax federal products!
- Get an exclusive smoke communicator and a $100 gift card with a new ADT monitored home security system. Call 844-703-0123 to activate this special offer.
- Get trusted protection at true savings with the TruStage Auto & Home Insurance Program.
- Shop and get cash back at over 1,500 online retailers with Love to Shop.
To find out more and learn about other valuable discounts, visit LoveMyCreditUnion.org. You get all these offers and discounts just for being a MCCU member! Share this great member benefit with your friends and family!
*Limited time offers. Activ. Fee: Up to $30/line. Credit approval req. Cash Reward Offers: Avail. for eligible credit union members & member employees with qualifying corp. id. (ongoing verification). $100 Cash Reward for new smartphone line activ. up to 3 lines. Req. activ. at point of sale. Excludes CL, MBB devices, tablets, Sprint Phone Connect, upgrs., replacements & ports made between Sprint entities or providers associated with Sprint. Limit one SWP Corp ID per Sprint acct. No add’l. discounts apply. Loyalty Reward: $50/line/yr. Cash Reward up to 3 lines when Sprint acct. remains active and in good standing each yr. Transfer Reward: Members participating in another discount program are eligible for a $50 Cash Reward for up to 3 smartphone lines transferred to Cash Reward program. Deposit: Cash Reward issued by CU Solutions Group. Sprint acct. must remain active and in good standing for 31 days to receive Cash Reward. Allow 6-8 wks. for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 8 wks., visit lovemycreditunion.org/sprintrewards & click on “Cash Rewards Tracker”. Other Terms: Offer/coverage not avail. everywhere or for all phones/networks. May not be combinable with other offers. Offer, terms, restrictions, & options subject to change & may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2018 Sprint. All rights reserved. Sprint & the logo are trademarks of Sprint. Other marks are the property of their respective owners.
You work hard for your money. That’s why we want to give you the best return we can! Open an 18-Month Certificate for your regular or IRA money and earn 2.50% APY1! With only $1,000 needed to open, you can’t go wrong with this federally insured Certificate!
Want a different term? Check out our other Certificate options!
1 APY=Annual Percentage Yield. Rate as of 7/26/18 and is subject to change. Membership required to open Certificate account. Penalty for early withdrawal. Dividends are compounded and paid monthly. Fees may reduce earnings. Certain State and Federal penalties may apply to IRA accounts, please consult your tax advisor. See disclosures for special features and requirements. Each member account is federally insured up to at least $250,000 by the NCUA, a US Government Agency.
Starting your child on the right financial path will help them to grow into financially responsible adults. At MCCU, we want to help. That's why we offer Youth Savings accounts!Continue Reading "Help Your Child Open Their First Savings Account" »
Want to refinance your mortgage or get a new loan? Find out more about our Mortgage Loans today!
Time to fix up your home? Before you take out a personal loan or run up a credit card, check out home equity lines of credit. A HELOC might be just the thing!Continue Reading "What's the Best Way to Finance a Home Renovation?" »
Credit cards affect your FICO score, but how many should you have? The answer is kind of twisty, but we’ve got tips to help boost your scores!Continue Reading "How Many Credit Cards Should I Have?" »
Using your debit card at the pump can leave you open to skimming. We’ve got helpful tips to keep you clear of the crooks!Continue Reading "Look Before You Pump: Don't Get Scammed at the Gas Station" »
Before you sign off on a big purchase, it’s a good idea to think it through. We’ve got some tips to help you get the most for your money!Continue Reading "7 Questions to Ask Yourself Before Making a Large Purchase" »
Does it make more financial sense to take the 0% financing or the rebate when I'm shopping for a car? Read our latest blog post to find out!Continue Reading "Zero Percent Financing: What You Should Know Before You Shop" »
Want to make your home energy smart? Read on for some valuable tips! And, get information on our Home Energy Loans!Continue Reading "8 Steps To An Energy-Smart Home" »
You need a loan! There’s a million easy cash offers out there, and a lot of them are scams. Let us help you spot the fakes!Continue Reading "7 Ways to Spot a Loan Scam" »
It’s your wedding day! Can you save money on everything that goes with it? Absolutely! We’ve got tips and tricks to make your Special Day a bargain!Continue Reading "Getting Married? Here are 5 Ways to Budget for Your Wedding!" »
Take some of the cost out of student life with huge student discounts from companies like Amazon, Microsoft and Adobe. Who says you can’t catch a break!Continue Reading "Student Discounts!" »
Heard of smishing? It’s just like phishing, but with text messages. Be careful or you’ll text away your identity! We’ve got all the info!Continue Reading "Learn About the Latest Scam: Smishing" »
Opening a youth savings account for your child and helping them learn the ins and outs of personal banking teaches them, from a young age, how to be smart with their money. Watch this video to learn more, and find out how a MCCU youth savings account can help!Continue Reading "Video: Why Your Child Should Have a Youth Savings Account" »
Your debit card is a great way to pay, but be smart about where you use it! A little caution can go a long way to protect your financial information.Continue Reading "Debit Card Safety" »
Ah, June! Summertime, and the shopping is easy! We’ve got the insider info on what to buy and what to skip in summer’s first month.Continue Reading "Money Tips: What to Grab and What to Skip in June" »
We want our kids to be money savvy. Our latest blog post offers tips for conversation starters and more for you to teach your kids money skills!Continue Reading "Saving Smarts - Teaching Kids Smart Money Management" »
Want to refinance your house? It can save you thousands, but be sure you’re doing it for the right reasons. Our guide will help you decide!Continue Reading "Should I Refinance My Home Mortgage?" »
Looking to freshen up your kitchenContinue Reading "4 Ways to Bring Your Dream Kitchen to Life" »
Scammers demanding access to your computer to “fix” problems are on the prowl. Find out how to identify the fakes and keep your data safe!Continue Reading "Beware of Tech Support Scams" »
Did mom teach you to be thrifty? Show her you were paying attention with a thrifty Mother's Day celebration. Show your love AND your good sense!Continue Reading "Mother's Day Savings" »
Are you a Veteran? Read on for a look at the benefits of these underused and misunderstood loans.Continue Reading "Dispelling Myths and Misconceptions About VA Loans" »
Identity theft is one of the most nefarious crimes out there. Read on for seven ways to help protect yourself.Continue Reading "Protect Yourself from Identity Theft" »
Social media scams are the biggest online threat today, and you can get buried under fake friend requests, bogus links and other cheats. Read our tipsContinue Reading "Be Aware: Social Media Scams " »
Got your tax refund? You might be tempted to spend it all, or maybe your friend needs a loan. We’ve got some better ideas!Continue Reading "How Should I Use My Tax Refund?" »
Get pre-approved for a MCCU Car Loan now!
Want to skip the Dealer trip? Shop for your new car now with Autoland!
Contrary to what most people think, you do NOT need 20% down to buy a house! See our tipsContinue Reading "Buying a Home: The 20% Down Myth" »
College can be fun, but it’s also time to prep for the real world! Read our tips and you’ll be a big step ahead when it’s time to graduate and go job hunting!Continue Reading "5 Things to do Today to Help Your Future" »
Got a money emergency? From personal loans and credit cards to 401(k) loans and borrowing from family, you’ve got options … but choose carefully!Continue Reading "How To Fund an Emergency" »
Don’t let spring cleaning get you down! You can sell your excess stuff of all types to make some extra cash after you clean. We’ll show you how!Continue Reading "7 Ways to Spring Clean for Extra Cash" »
Interest rates on everything from credit cards to mortgages are on the rise, but at least your savings will earn better returns! Get the facts!Continue Reading "Rising Interest Rates" »
Fed up with fees and poor service? Looking for great service and better rates on loans and deposits? Join a credit union!Continue Reading "Why Choose a Credit Union?" »
If you’re getting ready to sell your house, we’ve got 12 tips that will help you get a buyer quickly and sell for a great price! You’ll be closing in no time!Continue Reading "A Dozen Tricks To Sell Your Home Quickly" »
Medical identity theft is the latest threat to your finances. Scammers get your Medicare or insurance information and wreak havoc! We’ve got tips to stay safe.Continue Reading "Protect Yourself from Medical Identity Theft" »
Is it time to remodel your kitchen? We’ve got tips that can save you thousands of dollars and still leave you with the gourmet enclave of your dreams!Continue Reading "Saving on Home Renovations" »
Monthly budgeting is a necessary evil, but the envelope system can make it easy! Split up your money, spend carefully and don’t cheat and you’ll do great!Continue Reading "How To Use the Money Envelope System" »
One of the most fundamental financial lessons your kids are going to have to learn is about how you work for your money.Continue Reading "Teaching Kids About Working for Your Money" »
Are you confused about all the taxcode changes this year? Ready to file your taxes but worried about making mistakes? Rest easy! We’ve got a rundown on all the changes!Continue Reading "What Were the Actual 2018 Tax Changes?" »
Is graduation coming soon for you? With college ending, it’s time to start your job hunt. We’ve got #tips!Continue Reading "What To Look For In Your First Job" »
Ready to talk about money with your partner? It doesn’t have to be a fight! Use our tips to make it friendly, productive and simple.Continue Reading "How to Talk Money With Your Partner" »
Do you have young children or grandchildren? Have you talked to them about money and finances yet? It's never too early!Continue Reading "7 Easy Ways To Give Your Kids A Financial Education" »
KTLA Weekend News Anchor Chris Burrous talks about his visit to MCCU and more!
Wondering about share secured loans? Here’s all you need to know about this unique product that can provide a low interest rate plus credit building and repair.Continue Reading "FAQs About Share Secured Loans" »
Imagine skipping a day of class, then coming into the next session and seeing a test. You open the packet and see what appears to be gibberish staring back at you. Everyone else around you seems to have a perfect grasp of what’s going on, but you’re just stumbling in the dark.Continue Reading "Donít Panic: Filing Taxes As A College Student" »
The process of a child leaving home is a major milestone that is made extra complex because of the emotions it generates. The reality, though, is that there are some very concrete things that can be done to smoothe this transition.Continue Reading "Ready, Set, Go.... to College!" »
Tell your friends about MCCU and you can both earn up to $75 each!Continue Reading "Recommend MCCU and Get Paid!" »
If you're on a high-deductible health plan and want to get a possible tax break, you should consider opening a Health Savings Account (HSA). It allows you to make tax-deductible contributions, and the earnings in your account grow tax-free.Continue Reading "What is a Health Savings Account and Can I Open One?" »
Don’t let a new appliance drive your power bill up! We’ve got tips to help you pick the right one for your needs!Continue Reading "Energy Saving Tips Ė What To Look For When Buying New Appliances" »
Tax time is here! And reports of scams are rising. Make sure you and your family are aware of the scams going on, so you can keep your finances and personal information safe!Continue Reading "Six Tax Scams to Avoid" »
Q: My husband and I recently decided to buy our first home. Some friends of ours had lots of trouble with the process and wound up buying one they can’t really afford. What can we do to buy our dream home without that grief?Continue Reading "Avoid These First-Time Homeowner Mistakes" »
Starting a savings account for your child when they're young is crucial to teach them the importance of saving and managing money. MCCU offers accounts for kids and teens, with a minimum opening deposit of only $5! Read the inforgraphic below for valuable information!
Tax season is upon us! If you're lucky enough to get a refund, how do you plan on spending (or saving!) it?Continue Reading "How Will You Use Your Tax Refund?" »
The New Year is a time of renewal; use it to make bold financial changes. If you’re looking for resolutions to improve your personal finances, check out these seven ways to make 2018 the year of the dollar!Continue Reading "7 New Yearís Resolutions For A Richer 2018" »
Early in their careers, people tend to focus on the here and now while ignoring the future. As you climb the ladder of success, you might think raises and promotions will never end and that you have forever to plan for the future. Surprisingly, though, the future comes faster than you can imagine.
Here are the six most common and avoidable mistakes younger people make:Continue Reading "Combatting The Financial Mistakes Of Our 20s And 30s" »
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